Wealth Management

All portfolios are customized to the client’s needs and goals, desired return and impact, and comfort with risk, complexity and illiquidity.

Strategic asset allocation

Endowment-style portfolios that include alternatives and private investments can enhance return and reduce risk. AlTi offers clients expanded and exciting opportunities to build these portfolios, using the expertise of our global team and third-party managers. 

We use three broad categories to help clients achieve their ideal levels of risk and return. Allocations across these categories are customized to suit specific needs, return objectives, risk appetite, liquidity parameters and tax status.

Finding high-performing investments and managers

We bring a solution, not a product. We scrutinize each investment and work together across our global team to assemble the right overall strategy for each client.

Our team spans the U.S., Europe and Asia and, we believe, includes some of the smartest minds in private equity, real estate, venture capital and hedge funds. We rigorously vet third-party managers, exclusively working with partners who have proven time in market and align with our strategy and other criteria.

Consolidated reporting on all assets not just what we manage

We provide clients with a single, customized, mobile-enabled view of their investments and performance, including:

• Complete coverage of financial, investment and ownership assets
• Macro-economic and market commentary
• Detailed performance attribution and evaluation
• Analysis of portfolio exposures (currency, asset class, geography)
• Record of all fees and expenses
  

Our dynamic wealth and estate planning process is designed to address the comprehensive and evolving needs of our clients in collaboration with their other advisors.

A plan that grows with you

Our plans are tailored to the individual client from the beginning, with room to flex and change over time.

1. Discovery
   Short- and long-term objectives, cash flow needs, risk tolerance, estimated growth, charitable and impact investing goals, and legacy planning
   
   
2. Review
   Assets and ownership structures, holdings, requirements, taxes, existing estate plans and more
   
   
3. Collaboration
   With existing advisors and our integrated team of wealth and investment professionals
   
   
4. Strategy
   Develop a customized plan, then diagram, implement and monitor it
   
   
5. Implementation
   Discuss observations and recommendations, and follow through on the agreed strategy
   
   
6. Reporting
   Consolidated performance reporting across all financial assets with access to online reporting and benchmark data
   

Access to some of the world’s most progressive jurisdictions

With AlTi’s global footprint, our clients can benefit from progressive trust laws in Delaware, Geneva, the Isle of Man and other key jurisdictions outside the US. Our internal trust capabilities in innovative trust jurisdictions, and our network of partnerships with trust companies in all common trust jurisdictions, can provide clients substantial opportunities to optimize tax planning across estate, gift, inheritance and state income.

Complete service and close attention

Trusts can offer stability, the opportunity to protect wealth for multiple generations, and the ability to enforce strict provisions. We support these outcomes with a dynamic service that includes:

• Comprehensive trust and estate plan reviews
• Creation or modification of trust agreements
• Ability to serve as trustee
• Development of sophisticated investment portfolios
• Access to non-traditional and pooled investments
• Account-level and entity-level reporting and recordkeeping
• Reporting of outside assets
  

Strategies are carefully aligned with your personal goals and values, using philanthropic grantmaking, impact investing or a combination of both to pursue the impact you want to make in the world.

A comprehensive process for realizing impact

Our process is designed to make strategic giving as meaningful and effective as possible for our clients. We take pride in helping clients define their intended impact, choose the appropriate vehicle, and create a governance framework that supports decision making today and in the future.

• Define intent
  Explore motivations, goals, passions, focus areas, values and mission that shape a client’s interest in giving.
  
  
• Establish giving vehicles
  Assess, select and implement the most appropriate charitable vehicles in relevant countries. Examples include US Donor Advised Funds or private foundations, onshore regulated charities in Europe, or Singaporean charitable foundations. 
  
  
• Education & engagement
  Develop a plan to educate individuals about philanthropy and board leadership. Create opportunities for engagement. 
  
  
• Define decision-making body and process
  Design bylaws for how grant-making decisions will be made. May include establishing grant guidelines and creating a board or a junior board.
  
  
• Explore & create sound philanthropic investment strategies
  Provide general operating support and capacity building, as well as explore the full range of strategies, including venture philanthropy, comprehensive community initiatives and traditional, charitable giving.
  
  
• Conduct research & due diligence
  Formalize process and deliverables for due diligence of potential grant recipients. Engage in research and site visits to vet grantees. Present research and recommendations to board.
  
  
• Grantmaking, evaluation & compliance
  Convene decision-making body to vote on grants. Submit donation and engage in ongoing evaluation. Ensure proper compliance and accounting.
  

A thorough and thoughtful approach

Through facilitated discussions, one-on-one coaching, educational sessions and client conversations, we support you in achieving your goals, today and in the future. Areas of focus include:

• Values, meaning & purpose
  Define the impact you want your wealth to achieve, including a Mission Statement that guides family decision making and is grounded in shared values.
  
  
• Family dynamics
  Take steps to enhance family cohesiveness, navigate the impact money has on relationships and effectively manage conflict.
  
  
• Financial education
  Develop competencies to be financially savvy, independent and prepared for current and future roles and responsibilities.
  
  
• Family & enterprise governance
  Design and implement a strategic framework that enables shared decision making in your family, enterprise or foundation.
  
  
• Philanthropy & impact
  Explore opportunities and execute strategies to make an impact through investing and charitable giving.
  
  
•  Legacy & transition planning
  Define your desired legacy, align your wealth transfer plan to your intentions and proactively plan for transitions.
  

With over 20+ years’ experience with family offices, we know how a family’s needs change over time. For family offices that are interested in partnering with us beyond our investment management offering, we offer a suite of services that can expand and contract to meet their needs as they evolve. 

A comprehensive offering

General services:

• Family Office Administration
  “Single Point of Contact” role for a family, coordinating collaborative work with tax, estate, insurance, legal and other advisors. Annual Plan for the family combined with task/execution management including tax document/compliance coordination, management of intra-family notes and entities. Leverage global network to find and often vet needed external expertise. Research, support and oversight of special projects as needed. 
  
  
• Document Storage
  Secure analog and cloud-based storage, including customized access for each family member and cybersecurity for all legal documents, records and history. 
  

Family finances:

• Budgeting and Cash flow Planning
  Annual budget preparation and analysis for all entities, combined with cash-flow management matching outflows (e.g., living costs, one-time purchases, capital calls) with inflows (e.g., fund distributions, liquidity events and investment income). 
  
  
• Bill Pay
  Bill processing and payment customized to the family’s needs. Bookkeeping services for partnerships, LLCs, foundations and small businesses, including tax tracking, reporting of receipts and distributions, and invoice review and variance analysis. Vendor management and oversight including preparation and delivery of tax information documents.
  
  
• Tax Planning and Coordination
  Complete coordination with third-party accountants, including tracking and delivering all supporting tax documentation and processing all tax payments. Also includes tracking and reporting of charitable and non-charitable gifting, cost basis information, capital loss carry-forwards and partnership income. 
  
  
• Personal Accounting and Net Worth Reporting
  Customized consolidated statements of Net Worth, including Balance Sheet, Cash Flow and P&L on all family assets (not just those we manage). Creation of a custom wealth report using our proprietary tool. Fixed asset and depreciation tracking.
  

Business services:

• Entity Creation and Financial Modeling
  Setup of LLCs and other entities for the family as needed. Creation of financial models (e.g., long-term financial plan, estate strategy, consolidate position analysis, debt analysis). Coordination of required filings across various state agencies.
  
  
•  HR, Payroll and Benefits
  Third-party Professional Employer Organization (PEO) management to handle all payroll needs. Working relationship with client employees, timesheet and payroll processing, and archival of all documentation. Coordination of benefits for employees and owners and verification of proper employee policies and procedures.

Other assets and activities:

• Oversight of Trust Administration
  Back-office support to individual trustees, including financial tracking and reporting, cash-flow administration and document management.
  
  
• Private Foundation Management & Grantmaking
  
  Assistance with annual grant calculations and grant payment processing. Bookkeeping and reporting for private foundations. Coordination with third-party CPAs for tax filings and audit compliance.
  
  
• Property Coordination
  Vendor relationship management, including with onsite property managers. Review and payment of contractor and construction billings. Reports on individual property operational costs and construction projects.